About Coach Carina

Beginning my athletic journey at 2 years old as a competitive gymnast, and eventually becoming a collegiate cheerleader, I spent most of my developmental years barefoot in the gym. My passion for fitness & competition is near and dear to my heart, along with the incredible lessons that I learned along the way. Commitment and discipline provided me with the resilient work ethic that I have today. Confidence emboldened me to perform at the best of my abilities, while true strength was gained in getting back in the gym in moments of defeat. While my athletic career came to a close, I wanted to share the incredible benefits that fitness and athletics provided me with as many people as I could. With this in mind, getting certified as a personal trainer was a no brainer. My mission in my personal training career is to provide a healthy mindset towards exercise and nutrition, and help everyone feel confident inside and out.

As I transitioned into adulthood, it became immediately apparent how impactful our relationship with money can be on our mental and physical health. Whether it is the cost of our gym membership, the groceries we bring home every week, or anything in between, money plays a big role in our overall health. With this in mind, I began researching different money management techniques and lifestyles to ensure that money did not control my life, I did. It was on this journey that I discovered Dave Ramsey. His fundamentals of money management resonated with me. Understanding that gaining personal wealth is “80% Behavior and 20% Head knowledge” just made sense. This passion led to my certification as a Financial Coach promoted by Ramsey Solutions themselves.  

Together, through Core Life Habits, my mission is to use these passions to empower you to take control of your life. Step by step we will transform your habits to create a happy, healthy and stress free future.

Woman Owned & Operated Business

  • “Carina is a wonderful coach! She has helped me over the past months to transform my finances in ways that I was never able to.  My zero-budget works now, I’m saving money, and planning for expenses.  I have completed my emergency fund with her help, and this was an area I struggled with for many years. We worked on making a higher contribution to my 401K at work.  I highly recommend Carina to help you with any financial issues you are having.”

    — Sylvia R

  • “My career and family have been great successes. I was the first woman Speaker of the House in Missouri and currently Chair a nearly half a billion dollar business, but I couldn’t stop binging and really hated myself a lot of days. My life is completely transformed. I am stronger, happier and my life is not ruled by food – thanks to Carina – even my marriage is better. TREAT YOURSELF – get to know this miracle worker!”

    — Catherine H

  • “After years of avoiding getting serious about my personal finances, I finally prioritized my finances and started using a budget to work towards my financial goals in 2020. Carina was instrumental in this process! For months, we worked together to establish a budget that truly worked for my lifestyle and a plan to strategically pay down debt. Working together, I was able to pay off over $13,000 in debt. Carina is caring and extremely organized, so it was truly my pleasure to work with her to change my financial future.”

    — Chelsey C

  • "Carina is simply the best! Working with her has allowed me to get organized and also gain the tools I need to succeed. She created such a comfortable client environment to ask questions, and gave an above and beyond experience. I can't recommend working with her enough!"

    — Rikki M

  • “Carina is awesome! My wife and I hired her at the beginning of the year. She provides the right balance of accountability, cheering us on and kicking our butts when needed. My wife and I both of lost weight, gained muscles and we both can attest we have never felt better about our overall health in our entire lives. Hiring Carina was one of the best decisions for our health we have ever made. You will not regret hiring Carina!”

    — Justin B

  • “My husband and I worked with Carina for 8 months and it was awesome. She was always very positive, encouraging, approachable, and thoughtful in how she coached us through refining our budget and working towards our debt goals. She did a great job with getting to know us which helped her understand how we interact with money and furthered the progress we were able to make. If you are looking for some help, you can’t go wrong with Carina.”

    — Warren & Elbony

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